Regularly Review Your Credit Card Statement and Credit Report

Monitoring your credit card activity is the best way for you to catch potential fraud as early as possible, which can make it easier for you to report and resolve the issue. I recommend reviewing your credit card activity once a week to verify your transactions and checking your credit score once a month to monitor any suspicious changes in your score. Most banks offer a FICO score update on their online banking platform, and you can get free credit score updates from Credit Karma. If you do see any suspicious activity, freezing your credit is the most effective way to protect your personal credit information from cybercriminals.